Commercial Auto Insurance in Hemphill, TX
Commercial auto insurance may cover vehicles, including vans, trucks and company cars, that are used for business purposes. Accidents can result in substantial expenses, but with the right coverage, you can keep your business running smoothly and reduce the burden of unexpected expenses.
Who Needs Commercial Auto Insurance?
Commercial auto insurance is highly recommended if your business uses vehicles to transport goods, carry tools or move employees from one location to another. Contractors, couriers, real estate agents with branded vehicles and companies with delivery fleets are just a few examples.
Is Commercial Auto Insurance Required?
Most states require that commercial vehicles carry a certain level of liability insurance. If your business finances or leases a vehicle, your lender may also require specific types of insurance.
What Does Commercial Auto Insurance Cover?
Commercial auto policies typically offer a wide range of coverages, including the following:
- Liability coverage may cover costs from property damage or bodily injuries your vehicle causes to others.
- Collision coverage may pay for repairs if your business vehicle hits another vehicle or object.
- Comprehensive coverage may cover noncollision incidents such as theft, fire or vandalism.
- Uninsured/underinsured motorist coverage may provide coverage if the at-fault driver has little or no insurance.
Secure a Policy Today
Shelby Insurance Agency offers commercial auto insurance plans at favorable rates. Contact us today to learn how our agents can help you optimize your coverage.